Financierly - Visual Finance

Unity Small Finance Bank FD Calculator

Calculate FD maturity value and compare live rates across 22 Major & Small Finance Banks.

Depositor Category
One-time principal amount deposited in FD
₹
₹5,000₹1 Cr
Auto-filled by bank selection or drag for custom rate
%
3 %12 %
Duration of your Fixed Deposit (1 to 10 years)
Yr
1 Yr10 Yr
PrincipalInterest
Principal DepositInterest Earned
Principal Deposit₹5,00,000
Total Interest (9.00% p.a.)+₹1,53,025
FD Maturity Amount1.31x Principal
₹6,53,025
Real Value (Today's Purchasing Power)₹5,48,292
Adjusted for 6%/yr inflation over 3 yrs
🏆 Highest Return Bank for Your Deposit
Unity Small Finance Bank (9.00% p.a.)
Maturity: ₹6,53,025

Compare All Banks for ₹5,00,000 (3 Years • Regular)

Sorted from highest maturity payout (#1) to lowest.

12h Auto-Synced Rates
RankBank NameCategoryRate (p.a.)Interest EarnedMaturity ValueAction
#1
Unity Small Finance Bank★ Highest Return
Small Finance Bank9.00%+₹1,53,025₹6,53,025
#2
Suryoday Small Finance Bank
Small Finance Bank8.65%+₹1,46,351₹6,46,351
#3
Utkarsh Small Finance Bank
Small Finance Bank8.50%+₹1,43,509₹6,43,509
#4
Jana Small Finance Bank
Small Finance Bank8.25%+₹1,38,799₹6,38,799
#5
ESAF Small Finance Bank
Small Finance Bank8.25%+₹1,38,799₹6,38,799
#6
Equitas Small Finance Bank
Small Finance Bank8.00%+₹1,34,121₹6,34,121
#7
Ujjivan Small Finance Bank
Small Finance Bank7.75%+₹1,29,474₹6,29,474
#8
AU Small Finance Bank
Small Finance Bank7.75%+₹1,29,474₹6,29,474
#9
RBL Bank
Private Sector7.50%+₹1,24,858₹6,24,858
#10
IDFC FIRST Bank
Private Sector7.25%+₹1,20,273₹6,20,273
#11
IndusInd Bank
Private Sector7.25%+₹1,20,273₹6,20,273
#12
Yes Bank
Private Sector7.25%+₹1,20,273₹6,20,273
#13
Bandhan Bank
Private Sector7.25%+₹1,20,273₹6,20,273
#14
Bank of Baroda
Public Sector7.15%+₹1,18,448₹6,18,448
#15
Kotak Mahindra Bank
Private Sector7.15%+₹1,18,448₹6,18,448
#16
Axis Bank
Private Sector7.10%+₹1,17,538₹6,17,538
#17
State Bank of India
Public Sector7.00%+₹1,15,720₹6,15,720
#18
Punjab National Bank
Public Sector7.00%+₹1,15,720₹6,15,720
#19
HDFC Bank
Private Sector7.00%+₹1,15,720₹6,15,720
#20
ICICI Bank
Private Sector7.00%+₹1,15,720₹6,15,720
#21
Canara Bank
Public Sector6.85%+₹1,13,002₹6,13,002
#22
Union Bank of India
Public Sector6.70%+₹1,10,296₹6,10,296
DICGC Insurance: Deposits up to ₹5,00,000 per depositor per bank in all RBI-licensed Small Finance, Private, and PSU banks are insured by the RBI's DICGC.

Explore Bank-Wise FD Calculators

Selected: Unity Small Finance Bank (1–2 Yr: 8.75% • 2–3 Yr: 9.00% • 5+ Yr: 7.65%)

State Bank of India Up to 7.00% Bank of Baroda Up to 7.15% Punjab National Bank Up to 7.00% Canara Bank Up to 6.85% Union Bank of India Up to 6.80% HDFC Bank Up to 7.25% ICICI Bank Up to 7.25% Axis Bank Up to 7.25% Kotak Mahindra Bank Up to 7.40% IDFC FIRST Bank Up to 7.75% IndusInd Bank Up to 7.75% Yes Bank Up to 7.75% RBL Bank Up to 8.00% Bandhan Bank Up to 8.05% Unity Small Finance Bank Up to 9.00% Suryoday Small Finance Bank Up to 8.65% Utkarsh Small Finance Bank Up to 8.50% Jana Small Finance Bank Up to 8.25% Equitas Small Finance Bank Up to 8.25% Ujjivan Small Finance Bank Up to 8.25% ESAF Small Finance Bank Up to 8.25% AU Small Finance Bank Up to 8.00%

How Unity Small Finance Bank FD Interest Is Calculated

Indian banks like Unity Small Finance Bank compound cumulative Fixed Deposit interest quarterly (n = 4 times per year) over your selected tenure:

A = P × (1 + r / (100 × 4))^(4 × t) | r = Annual FD Rate %, t = Years

Frequently Asked Questions

What is the current Unity Small Finance Bank FD interest rate?

Unity Small Finance Bank (Unity SFB) currently offers up to 9.00% p.a. for Regular depositors and up to 9.50% p.a. for Senior Citizens. Its 2–3 year FD slab earns 9.00% (Regular) and 9.50% (Senior), while 5+ year FDs earn 7.65% / 8.15%.

Is a Fixed Deposit in Unity Small Finance Bank safe under RBI rules?

Yes. Unity Small Finance Bank (Small Finance Bank) is regulated by the RBI and covered under DICGC deposit insurance, which protects up to ₹5,00,000 (principal + interest) per depositor per bank.

How does Unity SFB compare to Small Finance Banks & PSU Banks?

Use the comparison table above to instantly compare Unity Small Finance Bank's maturity payout for your exact deposit amount against 21 other Public, Private, and Small Finance Banks sorted from #1 highest payout to lowest.