RBL Bank FD Calculator

Calculate FD maturity value and compare live rates across 22 Major & Small Finance Banks.

Depositor Category
One-time principal amount deposited in FD
₹
₹5,000₹1 Cr
Auto-filled by bank selection or drag for custom rate
%
3 %12 %
Duration of your Fixed Deposit (1 to 10 years)
Yr
1 Yr10 Yr
PrincipalInterest
Principal DepositInterest Earned
Principal Deposit₹5,00,000
Total Interest (7.50% p.a.)+₹1,24,858
FD Maturity Amount1.25x Principal
₹6,24,858
Real Value (Today's Purchasing Power)₹5,24,643
Adjusted for 6%/yr inflation over 3 yrs
🏆 Highest Return Bank for Your Deposit
Unity Small Finance Bank (9.00% p.a.)
Maturity: ₹6,53,025 (+₹28,167 extra)

Compare All Banks for ₹5,00,000 (3 Years • Regular)

Sorted from highest maturity payout (#1) to lowest.

12h Auto-Synced Rates
RankBank NameCategoryRate (p.a.)Interest EarnedMaturity ValueAction
#1
Unity Small Finance Bank★ Highest Return
Small Finance Bank9.00%+₹1,53,025₹6,53,025
#2Small Finance Bank8.65%+₹1,46,351₹6,46,351
#3Small Finance Bank8.50%+₹1,43,509₹6,43,509
#4Small Finance Bank8.25%+₹1,38,799₹6,38,799
#5Small Finance Bank8.25%+₹1,38,799₹6,38,799
#6Small Finance Bank8.00%+₹1,34,121₹6,34,121
#7Small Finance Bank7.75%+₹1,29,474₹6,29,474
#8Small Finance Bank7.75%+₹1,29,474₹6,29,474
#9Private Sector7.50%+₹1,24,858₹6,24,858
#10Private Sector7.25%+₹1,20,273₹6,20,273
#11Private Sector7.25%+₹1,20,273₹6,20,273
#12Private Sector7.25%+₹1,20,273₹6,20,273
#13Private Sector7.25%+₹1,20,273₹6,20,273
#14Public Sector7.15%+₹1,18,448₹6,18,448
#15Private Sector7.15%+₹1,18,448₹6,18,448
#16Private Sector7.10%+₹1,17,538₹6,17,538
#17Public Sector7.00%+₹1,15,720₹6,15,720
#18Public Sector7.00%+₹1,15,720₹6,15,720
#19Private Sector7.00%+₹1,15,720₹6,15,720
#20Private Sector7.00%+₹1,15,720₹6,15,720
#21Public Sector6.85%+₹1,13,002₹6,13,002
#22Public Sector6.70%+₹1,10,296₹6,10,296
DICGC Insurance: Deposits up to ₹5,00,000 per depositor per bank in all RBI-licensed Small Finance, Private, and PSU banks are insured by the RBI's DICGC.

How RBL Bank FD Interest Is Calculated

Indian banks like RBL Bank compound cumulative Fixed Deposit interest quarterly (n = 4 times per year) over your selected tenure:

A = P × (1 + r / (100 × 4))^(4 × t) | r = Annual FD Rate %, t = Years

Frequently Asked Questions

What is the current RBL Bank FD interest rate?

RBL Bank (RBL Bank) currently offers up to 8.00% p.a. for Regular depositors and up to 8.50% p.a. for Senior Citizens. Its 2–3 year FD slab earns 7.50% (Regular) and 8.00% (Senior), while 5+ year FDs earn 7.00% / 7.50%.

Is a Fixed Deposit in RBL Bank safe under RBI rules?

Yes. RBL Bank (Private Sector) is regulated by the RBI and covered under DICGC deposit insurance, which protects up to ₹5,00,000 (principal + interest) per depositor per bank.

How does RBL Bank compare to Small Finance Banks & PSU Banks?

Use the comparison table above to instantly compare RBL Bank's maturity payout for your exact deposit amount against 21 other Public, Private, and Small Finance Banks sorted from #1 highest payout to lowest.